Reference

Check Our Terms Before You Get Started

These terms and conditions set out how your wibu189 account works, what we expect from you, and what you can expect from us.

Account RulesDeposit & Withdrawal TermsDispute ProcessEligibility ConditionsAccount Closure
wibu189 Check Our Terms Before You Get Started
HOW WE PROTECT YOU

Explore How We Handle Data and Security Under These Terms

Our terms describe specific obligations we hold toward your data, your funds, and the security of your account. Here is what that looks like in practice so you can see the commitments behind the legal language.

Data Collection Scope

We collect only what is required to operate your account: name, email, phone number, wallet ID, and transaction history. We do not sell or share this data with unrelated third parties. You can request a full data export at any time.

Cookie Use

Cookies maintain your login session and remember device preferences. We use analytics cookies to understand lobby traffic but these do not identify you personally. You can disable non-essential cookies in your browser settings.

Account Security

Your account is protected by password plus OTP verification on each new device login. If unusual activity is detected we lock the account and send a verification prompt to your registered number before any funds can move.

Data Retention

We retain account and transaction data for as long as your account is active and for a compliance window after closure. After that window your personal data is anonymised or deleted according to our internal data schedule.

Who to Contact

For any data-related request, account deletion, or correction of personal information, message our support team through live chat or email. Include your registered username and the specific action you need taken.

Change Requests

You may request updates to your personal details at any time. Identity verification is required for name changes or wallet updates. Once verified, changes reflect within one business day and we confirm via email.

POLICY HELP CHANNELS

Open a Query About These Terms Anytime

If any clause in these terms is unclear, or you want to exercise a right described here, reach out through one of our support paths. We handle terms-related questions with priority so your account is never stuck waiting on a policy answer.

Team online

Live Chat

Tap the chat icon from any page on mobile or desktop. A support agent will clarify any clause, walk you through a dispute, or explain how a specific term applies to your DANA, OVO, or GoPay transaction.

Email Support

Send your question with your account username and the clause number you need explained. We respond to policy emails within one business day and attach a reference number so you can track the resolution.

Account Centre

Inside your account dashboard you can view your acceptance history, download the current terms document, and submit a formal dispute or data request directly without leaving the platform.

Switch to Common Questions About Our Terms

Below are the questions we receive most often about these terms and conditions. Each answer reflects what is written in the full terms document above.

You must be of legal age in your jurisdiction and located in a region where access is permitted under local law. One account per person. You confirm eligibility when you complete registration and verify your identity.

No. These terms allow one account per individual. If we detect duplicate accounts, all but the original may be closed and balances forfeited. Contact support if you lost access to your original account instead of creating a new one.

Deposits must come from a wallet registered in your own name. Third-party funding triggers a compliance review and may delay access to your balance. The deposit amount reflects in your wibu189 wallet once the e-wallet provider confirms the transfer.

You may close your account and withdraw remaining funds through the standard process. Continued use of the platform after we notify you of an update is treated as acceptance of the revised terms.

Message our support team with your username and a clear data-deletion request. After identity verification, we process the deletion within the retention window described in our data handling section and confirm completion via email.

Common triggers include duplicate accounts, third-party wallet funding, chargebacks, and activity that breaches fair-use rules. We notify you of the reason and give you a path to resolve the issue through support before any permanent action.

Withdrawals follow the same payment path as your deposit unless you request an alternative and support approves it. Verification is required before your first withdrawal and may be required again if your details change.

Submit a dispute through your account dashboard or via email with your username and a description of the issue. We acknowledge within one business day and aim to resolve within a reasonable timeframe, keeping you updated at each stage.

No. The same terms apply regardless of whether you access wibu189 through a mobile browser, desktop browser, or any other supported device. Your account, wallet, and obligations remain identical across platforms.

The full terms document is always available at this page and inside your account dashboard under the legal section. We timestamp each version so you can confirm you are reading the current edition.